Latest Articles

Could I Have Credit Score Without Credit Card? - My Credit File Is Safe! Isn’t It?

April 14, 2021

 There are plenty of people who choose not to use credit cards. But just because you don't have or use credit cards, don't underestimate the cunning of identity thieves.

Learn What Affects Credit Score & Increase Creditworthiness

April 07, 2021

In life, your credit file and creditworthiness is very important, whether or not you realize it. Every time you apply for a credit card, mortgage, loan, or any type of financing, your credit score, creditworthiness, and other factors come into play.

Are Credit Monitoring Services Worthwhile?

March 04, 2021

 Good credit is an important thing in life. You can't apply for credit cards, loans, or a mortgage without it. Therefore, it is critical to know at all times the state of your credit report and to make sure there aren't any errors on it.

How to Dispute Credit Report & Win

February 25, 2021

Your credit report is an important piece of the puzzle when you apply for credit cards, a loan, or a mortgage. If there are errors in yours that misrepresent your financial situation, it could result in a denial of credit.

What is Equifax, Everything to Know About The Credit Bureau

February 24, 2021

Equifax is one of the three big agencies that manage credit reports and credit scores for the world. They manage about 800 million consumer records and 88 million business files.

What are The Credit Reporting Agencies and What Do They Do?

February 15, 2021

 In the U.S., there are three major credit bureaus (Equifax, TransUnion, and Experian), and they collect data about your open accounts, credit history, and overall creditworthiness.

How to Improve your Credit Report

January 22, 2021

Many Americans struggle to make ends meet, and when it comes time to apply for credit cards, loans, or a mortgage, their credit report comes into play.

How To Remove Late Payments From Credit Report

January 15, 2021

Let's face it, the world revolves around credit these days, and if you have bad or no credit, you will have a hard time qualifying for a mortgage, getting a loan, or even applying for credit cards.

What’s on a Credit Report and Who Can Access It?

January 14, 2021

If you live in the U.S. and have ever had a credit card, loan, mortgage, student financing, or bought a car, you have a credit report.

Understanding The Difference Between Credit Reports & Consumer Reports

December 24, 2020

The terms credit report and consumer reports may sound similar, but they are actually very different things. Credit reports are more common versus consumer reports, which are more rare.

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Featured Articles

How to Buy a House with Bad Credit

How to Buy a House with Bad Credit

Buying your own home is the American Dream, but it might seem out of reach to those with bad credit. However, the good news is, if your credit is less than perfect, you do still have options and in most cases, can still buy a home.

Credit Freeze vs. Lock: What’s the Difference?

Credit Freeze vs. Lock: What’s the Difference?

The main difference between a credit freeze and credit lock is that while freezing your credit you restrict access to your credit report.

How to Build Credit From Scratch in 3 Fast Ways

How to Build Credit From Scratch in 3 Fast Ways

If you have never had a credit card, loan, or mortgage, you may not have any credit. Or you may have established a credit history, but then ran into some financial troubles, and your credit suffered some blows.

Top 9 Tips to Improve Your Credit Score

Top 9 Tips to Improve Your Credit Score

Unfortunately, in life, it is critical to have a good credit score to qualify for a mortgage, apply for a loan, or get credit cards.

How Long Does Bankruptcy Stay on Your Credit Report

How Long Does Bankruptcy Stay on Your Credit Report

No one wants to go bankrupt, but when you get in over your head and can't see a way out, sometimes there is no choice. Bankruptcy is a process where the federal courts allow you to reduce or eliminate your personal or business debts.

How to Freeze Your Credit

How to Freeze Your Credit

With data breaches, ransomware, and identity theft on the rise, consumers must put in an extra effort to keep their credit safe these days.

What is an Extended Credit Fraud Alert?

What is an Extended Credit Fraud Alert?

In the past ten years, there have been numerous data breaches of big companies like Anthem, Home Depot, Target, Capital One, Chili's, Facebook, Google, and others.

How to Place and Remove Fraud Alerts on Your Credit Reports

How to Place and Remove Fraud Alerts on Your Credit Reports

It seems like we hear about another data breach daily on the news. These days consumers must do all they can to protect their identity and prevent fraud on their credit or bank accounts.

Featured Categories

News

News

Learn the latest news and advice that help you protect your identity and personal records from being compromised or stolen.

Scams

Scams

We help to unmask and reveal new malicious scams that try to take advantage of you and your money to keep your identity safe.

Data Breaches

Data Breaches

Keep informed about the latest data breaches before they threaten your information with being exposed on dark web or hacking sites.

Data Privacy

Data Privacy

Navigate the Internet and social landscape safely with the most effective privacy and security advice and our helpful tools.

Credit

Credit

Safeguard your credit and financial information and learn how to quickly take control of your credit report and score with our methods.

Identity Theft

Identity Theft

Knowledge is power! Learn how to spot signs of identity theft and what to do if it happens to you.

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