Latest Articles

What Is Credit Insurance on a Personal Loan?

What Is Credit Insurance on a Personal Loan?

The idea of insuring loans against non-payment was first developed in the nineteenth century. However, the companies that wrote these policies were short-lived.

What is Debt Relief, and How Does It Work?

What is Debt Relief, and How Does It Work?

Forgiving debt is a global phenomenon, from single credit cards to billions in government relief. Debt forgiveness has been part of the narrative for generations.

How to Choose the Best Credit Card for the First Time

How to Choose the Best Credit Card for the First Time

Building a great credit file takes time, and making the right choices when starting out. The best way to get started is to choose the right credit card.

Credit Privacy Numbers (CPN) Explained

Credit Privacy Numbers (CPN) Explained

We gather a few numbers and information throughout our lifetimes that must be protected at all costs. A social security number is the first and most crucial piece of information we use in every area of our lives.

What is Garnishment and How to Stop Debt Collection Scams

What is Garnishment and How to Stop Debt Collection Scams

Creditors have several ways to collect bad debts from people who do not pay their bills. One of the last and most harsh options is wage and bank account garnishment.

What Does Charge-off Mean on Your Credit Report?

What Does Charge-off Mean on Your Credit Report?

Credit profiles are a significant part of everyday life for business and personal. The long, fascinating, and twisted history of financial scores, claims to encapsulate a person's attitude toward credit and debt.

Featured Articles

How to Buy a House with Bad Credit

How to Buy a House with Bad Credit

Buying your own home is the American Dream, but it might seem out of reach to those with bad credit. However, the good news is, if your credit is less than perfect, you do still have options and in most cases, can still buy a home.

Credit Freeze vs. Lock: What’s the Difference?

Credit Freeze vs. Lock: What’s the Difference?

With all our technology and connectedness comes a price, vulnerability. Now more than ever before, our credit and identities are at risk from cybercriminals, thieves, and hackers.

How to Build Credit From Scratch in 3 Fast Ways

How to Build Credit From Scratch in 3 Fast Ways

If you have never had a credit card, loan, or mortgage, you may not have any credit. Or you may have established a credit history, but then ran into some financial troubles, and your credit suffered some blows.

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