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How Often Should You Check Your Credit Report?

How Often Should You Check Your Credit Report?

A credit score is an important measure of an individual's creditworthiness and is relied upon by many parties. Banks, lenders, car dealers, landlords, and even potential employers may require pulling your credit before proceeding with key steps.

Debunking Myths About Credit Scores

Debunking Myths About Credit Scores

A credit score is a number associated with your personal money management history. Each adult who has had a credit card, a loan, or a bank account usually has a credit score.

How to Read Your Credit Report

How to Read Your Credit Report

Your credit report is a reflection of your financial health. It's essential to understand your credit report to manage your financial health.

FICO 8 vs VantageScore 3.0: Important Differences You Should Understand

FICO 8 vs VantageScore 3.0: Important Differences You Should Understand

Two types of credit scores exist that determine whether someone is creditworthy. FICO Score and VantageScore both use a credit range of 300 to 850.

Credit Restoration: How to Fix Your Credit

Credit Restoration: How to Fix Your Credit

Credit is an essential part of your life whenever you need financing for important things like loans, cars, and houses. Therefore, every American should understand what credit restoration is and how it works. 

Your Rights Under the Fair Credit Reporting Act and How to Report Violations

Your Rights Under the Fair Credit Reporting Act and How to Report Violations

What is the Fair Credit Reporting Act? The federal government enacted this consumer protection law to regulate the collection, use, and distribution of information about an individual's personal finances.

Featured Articles

How to Buy a House with Bad Credit

How to Buy a House with Bad Credit

Buying your own home is the American Dream, but it might seem out of reach to those with bad credit. However, the good news is, if your credit is less than perfect, you do still have options and in most cases, can still buy a home.

Credit Freeze vs. Lock: What’s the Difference?

Credit Freeze vs. Lock: What’s the Difference?

The main difference between a credit freeze and credit lock is that while freezing your credit you restrict access to your credit report.

How to Build Credit From Scratch in 3 Fast Ways

How to Build Credit From Scratch in 3 Fast Ways

If you have never had a credit card, loan, or mortgage, you may not have any credit. Or you may have established a credit history, but then ran into some financial troubles, and your credit suffered some blows.